Pssttt...you like secrets?

If you have an Old Navy credit card, you can get money back for money spent. Most places do this.

I learned today that if you buy stuff online and use your gift certificate thing, you can then go to the store and use it again.

Obviously this doesn't work in the reverse since the clerks take the gift certificate thing from you and hold it permanently hostage.

Pssstttt...pass it on.